We believe talent is universal — but opportunity is not.

The Global ISA Alliance unites a community of education providers, investors, and advocates to set ethical standards and transform how education is financed—so learners everywhere can access opportunity without unmanageable debt.

“We see ISAs as an emerging asset class with high social impact potential—but one that still requires development, responsible growth, and clear standards... The Global Alliance is playing a crucial role in steering the sector toward ethical principles.”


— Diego Lucero, European Investment Fund

  • Across countries and communities, too many students face closed doors when it comes to higher education and career-pathways training. Together, we’re opening them.

    Income Share Agreements (ISAs), when designed ethically, offer a different path—one where learners can pursue education with confidence, knowing repayment is tied to real earnings and real lives.

    When financing is fair, transparent, and ethical, students thrive. Families flourish. Communities grow stronger.

  • Our founding members have already financed higher education and career-pathways training for more than 28,000 learners worldwide—proof that ISAs can transform lives on a global scale.

    And we’re just getting started.

    By 2035, the Global ISA Alliance aims to empower 100,000 learners to achieve intergenerational mobility through financing models that are fair, transparent, and centered on student success. Together, we can break cycles of limited opportunity and create lasting change for families and communities.

  • An ISA is built on a simple idea: education financing should reflect real life.

    Instead of taking on debt with compounding interest, learners commit to pay a small, fixed percentage of their future income—only after they are earning, only above a minimum threshold, and only for a limited period of time.

    If income is low or unstable, payments pause—or never happen at all.

    ISAs replace pressure with partnership and risk with shared responsibility.

  • As ISAs expand globally, how they are designed matters.

    The Global ISA Alliance exists to ensure this promising model grows responsibly from the start. We set and uphold ethical standards that prioritize clarity, fairness, transparency, and strong learner protections—so ISAs expand opportunity without creating new forms of harm.

    We are defining the movement, not just joining it—anchored always in one core principle: student success comes first.

  • No organization builds this future alone.

    Through shared learning, collaboration, and connection, the Global ISA Alliance brings together a diverse, global community committed to improving practice, strengthening standards, and supporting one another across regions and contexts.

    Together, we are building the global infrastructure for ethical education finance.

Join us.

We believe education should expand freedom, not fear.

If you share our commitment to dignity, opportunity, and ethical financing—and believe every learner deserves a fair chance to succeed—we invite you to join us.

Together, we can open doors.